Whole Life Insurance is a type of life insurance policy that provides coverage for your entire lifetime. The guaranteed premiums are "locked in" which means they will never increase and the policy amount will never decrease. Whole life insurance accumulates cash value, which will allow you to borrow or withdraw money from your life insurance policy.
Term Life Insurance is a type of life insurance policy that provides coverage for a specified period of time. (Example 10, 20 or 30 years) If the insured dies during the time period specified in the policy and the policy is currently active, a death benefit will be paid to the beneficiary.
The monthly premiums can remain the same for the duration of the term. However, some term policies have premiums that fluctuate.
Mortgage Insurance provides the funds needed to pay off your mortgage upon your passing. We can help you customize a life insurance plan which will allow your home to be passed on to your loved ones mortgage free.
International Health Insurance will provide medical coverage while you are traveling outside of your home country. This is especially important because your primary health insurance may provide limited or no coverage outside of your home country.
Some plans may have additional benefits such as emergency medical evacuation/repatriation, return of mortal remains and accidental death & dismemberment coverage.
Coverage can also be obtained for people visiting the United States from other countries.
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